Monday, September 3, 2012

London, England— Last Friday, Wikinews interviewed Trischa Zorn, 55-time medal-winner. The U.S. Paralympic swimmer’s haul includes 41 golds.

Zorn discussed a variety of issues, including frustration with the classification system that has disadvantaged some United States swimmers because of what she sees as its subjective nature. She also talked about the increased visibility of the Games, how things have changed from when she started in 1980 to the current 2012 Summer Paralympics. Zorn discussed how sponsorship has evolved from her early time participating, and issues with the Paralympics inside the United States at the present.

This year Zorn was inducted into the International Paralympic Hall of Fame at a ceremony in London. Having last competed in the 2004 Summer Paralympics, if she was swimming today, she would be classified as an S12 swimmer. She currently works for the United States Department of Veterans Affairs, helping returning soldiers adjust to life as civilians.

((Laura Hale)) We do Wikinews, which is related to Wikipedia … And, your article on Wikipedia sucks.

Trischa Zorn: Right

((WN)) The sources don’t agree on how many [Paralympic] medals you won. So how many medals have you won?

TZ: 55 medals. 41 gold, nine silver and five bronze.

((WN)) More gold medals than the next nearest total medal winner.

TZ: Correct

((Hawkeye7)) In fact, the next two, three, maybe four, put together.

TZ: Correct

((WN)) You started [Paralympic] swimming in 1980.

TZ: My first games was in 1980, and my last games was in 2004 in Athens.

((WN)) 2004?

TZ: Yes. Eight years ago.

((WN)) And you medalled there?

TZ: I got a bronze. I was only swimming in two events.

((WN)) And you remember all 55?

TZ: I know what events I swam. Relays and stuff. The discrepancy is because early on they weren’t really keeping track of the events. Like my first games in 1980, I won seven medals, and they only recorded five. In 1984, because the games were in New York, and because of the boycott, from when we boycotted in 1980, not a lot of European countries came over. So there wasn’t a lot of statistic keeping.

((WN)) We have found the IPC database had a lot of problems on the Australian side. We have been correcting that.

TZ: I have a whole list of all the events.What ones I won. A British writer was writing a book and wanted to include me, so I collated all my results and sent it to her.

((WN)) When you started in 1980, did they have the three categories for blind swimming?

TZ: They had the three categories, but they weren’t like S categories now. There was B1 for blind, B2 and B3. I was in the middle, a B2. The equivalent to S12 now.

((WN)) Has classification on the blind sports side changed much since you started?

TZ: They would like it to be in the regular classification S1 to S10. They would like everybody to be all one and use a points system. But I’m not a big fan of the points system, and I’m not a big fan of the classification procedure.

((WN)) Blind sports is the only medically based classification left. The rest are all functionality based.

TZ: Correct

((WN)) They are moving towards an evidence based system, but I’m not sure what that is.

TZ: Unfortunately, the classifications are very subjective. And a lot of the classifications, they don’t go by actual evidence of medical documentation, it’s what you can do in the water. So, for example, we have one of our athletes, Mallory Weggemann, that was an S7. She had multiple world records as an S7 and two days before she was supposed to comes here the IPC says: “We want to reclassify you. We want to do your classification all over” So she came here and they put her through a dry land regimen of classification. Then they said “let’s get you in the water. We’ll classify you there.” Then they said: “Oh no! You’re an S8!” Even though she had medical documentation to say that she was a T10 paraplegic with no function in her legs.

((WN)) Did classification ever effect you?

TZ: Not with me, but there has been problems with the S13. It’s supposed to be best corrected. There have been people that I swam against in the past that two years later were disqualified. Their vision, now they found out, was too good. It’s very subjective. There needs to be a test where they can see what you can see. Because, as an athlete, you go in and somebody says: “Can you see this?” or “Can you read that?”

((WN)) You’re involved with the veterans? On the sports side?

TZ: I work for the Department of Veterans’ Affairs.

((WN)) How long have you worked for them?

TZ: I have worked for them for a year now. I actually see some of the veterans like Brad that have come back lately, and how they have come through Walter Reed. I work more on the business side of it. But its still nice to see that they are being welcomed back, being provided opportunities for sports. Things that they thought that they would never be able to do.

((WN)) One of the criticisms of the US Paralympic Committee, and I don’t want to get you in trouble, is that the reason that the US is having problems right now with funding support is that they have been focused on veterans, and ignoring other people with disabilities. Would you care to comment on that?

TZ: Well I think that anything in the US that deals with veterans, the US is very passionate about, and sports, unfortunately, amateur sports, have become a business. And any kind of funding through the Department of Defense, going for veterans and whatever programs they are involved in is very important. But, as I’ve always said, funds always end up drying up. They’re not always going to be there, so you can’t depend strictly on that. Therefore, you need to have a well-rounded funding base, not just for veterans, for all athletes.

((Hawkeye7)) Where does funding normally come from in the United States?

((Laura Hale)) Hawkeye7’s an Australian, so his model is that the government pays for sport.

TZ: It’s funny, I look and I see what the Paralympic athletes get now, and what we even got in ’08 compared to when I first came. We had to pay to go to the Paralympics. We had to pay for our uniforms. It was only from Sydney that we didn’t have to pay anything, and we were provided uniforms. So each games has built on certain things. So, for example, 1988 was the first time that we had the same venues as the Olympics. ’92 was the first time that we were able to actually hear our national anthem, because before you didn’t, you just heard a games recording. So then in ’96 obviously because it was in the US, I think they thought that that was going to bring more awareness, and it did to an extent; but, once it was gone it kind of dwindled away. And then, in 2000 in Sydney, things had become … we were the first – there were four of us – we were able to train at an Olympic training centre. Not with the team, but we were able to use the facilities at the Olympic training centre full-time. But now they have a full time resident program. They are not training alongside Olympic athletes, but at least they are funded by the Olympic Committee. They get to train there, they get to live there. So things have changed. And then people argue about prize money, and sponsorship. It’s different.

((WN)) Do you think they should be sponsored? In Australia, Evan O’Hanlon, he’s an athlete, he has cerebral palsy, her covers his shoes with tape, because he feels that he is advertising for whoever makes his shoes, and he feels that he should get sponsorship. Do you think that we have reached the point with disability sports on the world stage where the elite athletes should be sponsored?

TZ: Well I think that there are certain talented athletes in the US that are now getting the global sponsors such as Jessica Long being a Visa athlete and having opportunities with Coke. And Rudy Garcia-Tolson with BP. And those big companies are jumpingon board and seeing the opportunities not just from a marketing standpoint, but you are allowing the young athletes to see that and touch it, and before it wasn’t. I mean you are basically competing because you love the sport. Now it’s just like Olympic athletes. They know what the possibilities of an outcome is going to be. Now, granted, Paralympic athletes don’t get $50,000 for a gold medal, or $10,000 for a bronze. We’d be lucky if we get $5,000 or $10,000.

((WN)) Do you think that all 55 of your Paralympic medals are equivalent to Olympic medals?

TZ: They are equivalent in respect that I did the same training as any Olympic athlete. I trained alongside able bodied athletes in the club setting where I trained, and a college setting.

((WN)) Which clubs and which colleges was that?

TZ: Actually, when I was younger I swam for San Diego Matadors down in California, and in college at the University of Nebraska, and then when I moved to Indiana I was training there with a coach it was with the Riviera Swim Club.

((WN)) You’ve been all over.

TZ: I’ve been going east as I’ve left my home state of California.

((WN)) Because of sport?

TZ: Because of coaching. My club coach left the club and went to the college level. So when I went to college he continued coaching.

((WN)) Did you get a scholarship?

TZ: I was on a full athletic scholarship. I was the first physically disabled athlete to get a full Division One scholarship.

((WN)) That is so cool.

TZ: I guess they say, they are not as equal, but medals are medals, and whatever your heart is and whatever you think of it, that is what it means.

((WN)) In Australia, my impression is that they do view them as exactly the same, whereas in America, some people do not even know that the Paralympics are on.

TZ: Yes. And unfortunately it’s a stereotypical society. In the US we don’t typically stereotype Paralympic athletes as the Australians or the Europeans do, and especially if you don’t look disabled. If you put me next to Jessica Long, she’s an incredible athlete but her story is going to be more desirable, because her disability is more noticeable. Don’t do that for me. But it’s to the extent where you are losing the focus of the athletics.

((Laura Hale)) Is there anything else we should know in terms of the history of the Paralympics?

((Hawkeye7)) Particularly about yourself.

((Laura Hale)) Are you a shy and retiring individual?

TZ: I am. And I think that’s part of it. I’m not very good with bragging.

((WN)) At selling yourself?

TZ: At selling myself. And I feel that my medals and my performance in the water speaks for itself.

((WN)) You were out there tonight presenting a medal.

TZ: And it was an honour to be on that side of it for these games. In 2008, I was honoured to be part of the Presidential delegation. I am involved with the US Olympic Committee as an athlete adviser on the rules and regulations and the rights of athletes. That’s basically where I want to be right now. I want to be an advocate for athletes.

((Hawkeye7)) We were at water polo match in Canberra, watching the Australian Olympic water polo team. And Ellie Cole walked in and they announced: “Ladies and gentlemen, this is Ellie Cole!” These Olympians applauded Ellie Cole.

((Laura Hale)) They do that at the Canberra Capitals games. They introduced Ellie Cole and her dad. It’s a completely different perspective. People outside the United States ask: “Why don’t you acknowledge them? What is wrong with the US?”

((Hawkeye7)) Every ad break [in Australia] there’s a Paralympian

((Laura Hale)) Grace Bowman! You haven’t done any commercials have you?

TZ: No to the extent that some athletes do, but for Visa and Coke. For Atlanta we did some commercials for Coke, it’s headquarters is in Atlanta. I’ve done Hartford Insurance, but not globally.

((Laura Hale)) Thank you.

((Hawkeye7)) Thank you.

Thursday, October 3, 2013

A review this week by Wikinews of US Consumer Financial Protection Bureau (CFPB) complaints about mortgages in the United States shows Bank of America leads all lending institutions in complaints.

Since mortgages complaints were recorded in December 2011, 77,622 total have been added to CFPB’s database. 29.2% of these complaints involved Bank of America, with the second most received by Wells Fargo, accounting for 15.5% of all complaints. JPMorgan Chase ranked third by volume of complaints with 9.8%. Ocwen was fourth with 8.7% and Citibank was fifth with 4.8%. Nationstar Mortgage; Green Tree Servicing, LLC; HSBC; PNC Bank; U.S. Bancorp; OneWest Bank; SunTrust Bank; Flagstar Bank; and Select Portfolio Servicing, Inc. each had between 1.0 and 3.8% of total complaints. The remaining 14.4% of all complaints about consumer mortgages were divided between about 530 other lending institutions.

The Motley Fool reported last month that for the past fiscal quarter, the biggest US based mortgage lenders were from first to fifth Wells Fargo, JPMorgan Chase, Bank of America, Quicken Loans and U.S. Bancorp.

According to the US Federal Reserve, debt for family residences stands at US$10.706 trillion for the second quarter of 2013. As of the end of June of this year, Bank of America is the United States’s second largest commercial bank with US$1.343 trillion in domestic assets. Wells Fargo is the fourth largest commercial bank with US$1.251 trillion in domestic assets. JPMorgan Chase is the largest US commercial bank with US$1.329 trillion in domestic assets and US$1.947 trillion in total assets.

The mortgage complaints in the CFPB report include several subproducts. Conventional fixed mortgages account for 27.1% of all complaints. Conventional adjustable mortgages account for 10.0%. FHA mortgages account for 7.7% of all complaints. Home equity loans or lines of credit account for 3.8% of all complaints. VA mortgages are 1.4% of all complaints. Second mortgages and reverse mortgages each account for 0.6% of complaints. The remaining 48.7% of complaints are about other mortgages or other mortgage issues. A few years ago, FHA loans accounted for about 10% of all US mortgages while VA loans accounted for about 3%. Prime loans accounted for over 75% of the market and the rest were subprime mortgages.

California leads all states by volume of complaints with 14768. It is followed by Florida, New York, Georgia and Texas. When complaints are divided by a state’s total population, New Hampshire leads. The state is followed by Washington D.C., Maryland, Georgia and Florida. Complaints do not correlate with national rankings for August’s foreclosure rate by state where Nevada topped the list, followed by Florida, Ohio, Maryland and Delaware.

Two zip codes account for over 1,000 total complaints between them. 565 complaints originated in the 48382 zip code, which is in Commerce Township, Michigan, located in suburban Detroit. 553 complaints originated in the 33071 zip code, in Coral Springs, Florida. According to real estate website Zillow, there are currently 1,033 properties in foreclosure in Coral Springs while Commerce Township only has 131 properties currently in foreclosure. Four other zip codes have 100 plus complaints originating from them. 91730, in Rancho Cucamonga, California, had 158 complaints. 33409, in West Palm Beach, Florida, had 132. 92626, in Costa Mesa, California, had 125 complaints. 92660, in Newport Beach, California, had 122 complaints. Respectively, the towns had 534, 1,068, 153, and 134 properties currently in foreclosure. These numbers are higher than for the cities of a few sampled zip codes where there was only one complaint, such as Gold Hill, Oregon which has 4 properties in foreclosure, and Decatur, Illinois which has 6 properties in foreclosure.

The CFPB categorizes complaints into six categories: “Loan modification, collection,foreclosure” or problems when a person is unable to pay; “Loan servicing, payments, escrow account” or problems with making a payment; “Application, originator, mortgage broker”; “Credit decision / Underwriting”; “Settlement process and costs”, and “Other”. The CFPB says the complaint types indicate consumers “appear to be driven by a desire to seek agreement with their companies on foreclosure alternatives. The complaints indicate that consumer confusion persists around the process and requirements for obtaining loan modifications and refinancing, especially regarding document submission timeframes, payment trial periods, allocation of payments, treatment of income in eligibility calculations, and credit bureau reporting during the evaluation period.” Currently, 59.6% of all complaints against lenders deal with being unable to pay. 25.1% deal with problems in making a payment. 7.0% have to do with the application process.

Of the complaint-heavy zip codes, for 48382 in Commerce Township, Michigan, 98.9% of all complaints have to deal with being unable to pay. Accounting for 23.4% of all mortgage complaints in Commerce Township, 132 of the complaints for being unable to pay were made regarding Bank of America, accounting for 97.8% or all but 3 complaints against them from the zip. 121 of the Bank of America responses in Commerce Township were closed with explanation and 12 were closed with non-monetary relief. 33071 in Coral Springs is different, with 537 of the 553 complaints being categorized under other. Only 11 complaints relate to foreclosure and issues with being able to pay. 92626 in Costa Mesa, where 32% of the mortgage complaints were about Bank of America and 26.4% were about Wells Fargo, had 93.6% of its complaints dealing with being unable to pay. 5 total complaints dealt with payment issues and 3 dealt with applications.

Beyond regional variance in complaint types lodged, the top five mortgage lenders by volume of complaints all had being unable to pay as their top complaint category, ranging between 55.8% for Citibank and 69.4% for Bank of America. Problems with payment accounted for the second largest area of complaints, with Ocwen having the largest percentage of complaints at 31.9% and Bank of America having the smallest at 18.8%. Foreclosure was the top area of complaints for a number of other lending institutions including 1st Alliance Lending, OneWest Bank, Ally Bank, Banco Popular de Puerto Rico, Bank of the West, BMO Harris, BOK Financial Corp, Caliber Home Loans, Inc, Capital One, Deutsche Bank and EverBank.

Nationally, complaints reached a high of 5,840 for January 2013, 1,107 more than the next highest month of April 2013. The total emerging for September is the second lowest since records were first kept in December 2011. On a state by state level, this pattern largely repeats with a major exception for Florida which saw a peak of 849 complaints in June 2012. Then, as now, Florida was one of the top five states in the nation in its foreclosure rate. The national January spike came as the Qualified Mortgage standard required by the The Dodd-Frank Wall Street Reform and Consumer Protection Act of 2010 came into play. It required mortgage lenders to take steps to insure borrowers could repay their mortgages.

Bank of America’s complaint volume follows the national trend, with a spike in January 2013 with 1,925 total complaints. Unlike nationally, the next month by volume of complaints was February of this year with 1,598 complaints. Prior to that, the highest month was May 2012 with 1,418 complaints. The lowest volume of complaints is September this year with 334.

Wells Fargo matched national trends for volume of complaints by month, with the exception of the current month being the lowest on record for number of complaints with 197 compared to the next lowest month, December 2011, when they had 221. JPMorgan’s complaint volume by month spiked in January and March of this year with 504 complaints. April of this year was the next highest month with 493 complaints, edging out May of last year with 488 complaints. September this year is on track to be the lowest month by complaint volume.

The federal government shutdown is unlikely to impact the current mortgage situation in the United States directly for most consumers, though mortgage processing by the Federal Housing Administration could be slower, resulting in fewer mortgages processed.

Monday, March 30, 2009

First becoming famous in her native Ukraine in the 1990s, long-haired self-described “Amazon” Ruslana gained international recognition for winning the 2004 Eurovision Song Contest with her song “Wild Dances,” inspired by the musical traditions of the Hutsul people of the Ukrainian Carpathian Mountains.

In the five years since, Ruslana has decided to use her name and public status to represent a number of worthy causes, including human trafficking, renewable energy, and even the basic concept of democratic process, becoming a public face of Ukraine’s Orange Revolution and later serving in Parliament.

Currently, she is on an international publicity tour to promote her album Wild Energy, a project borne out of a science fiction novel that has come to symbolize her hopes for a newer, better, freer way of life for everyone in the world. She took time to respond to questions Wikinews’s Mike Halterman posed to her about her career in music and her other endeavors.

This is the fifth in a series of interviews with past Eurovision contestants, which will be published sporadically in the lead-up to mid-May’s next contest in Moscow.

Monday, December 17, 2018

A fire occurred on Saturday at Chester Zoo in Cheshire, UK, in a building the zoo says is the largest indoor zoological exhibit in the UK, at 11:30 a.m. local time (UTC). The only injury reported was a case of smoke inhalation. Some of the animals living there died.

Chester Zoo opened in the early 1930s. It is now home to around 21 thousand animals from 500 species. Nearly two million people annually visit Chester Zoo, reportedly the largest annual draw of any zoo in the UK not in London. However, the fire caused it to shut down on Saturday.

The monsoon forest habitat, where the fire occurred, housed, amongst other creatures, crocodiles, orangutans, macaques, and birds. In an attempt to replicate the conditions of South East Asia, it was kept at a temperature of 26.6°C (about 80°F). Reports passed on by witnesses indicated zoo personnel evaluated at least 40 animals from the area. The zoo reopened on Sunday.

Although all the mammals reportedly survived, some of the frogs, insects, and small birds housed there died. The fire spread very quickly and strong winds helped the fire spread so fast. Reports suggested the fire was caused by an electrical fault.

Saturday, January 21, 2006

Volkswagen announced the Palmela, Portugal factory – Autoeuropa – has been chosen to produce a new car model beginning the first quarter of 2008, but did not specify the model to be produced.

“The decision to produce a new model in Autoeuropa is the result of the competitive cost of production of the factory, well as the favorable conditions of the cooperation established by the Portuguese government and the workers,” announced Wolfgang Bernhard.

José Sócrates, prime minister of Portugal, said he was “satisfied with the decision of Volkswagen to produce a new model in the factory of Palmela,” and considered that the decision, “reflected the confidence [of the investors] in the Portuguese economy.”

Volkswagen will reveal the new model to be produced next week. By 2008, the factory at Palmela will only be producing the multi-purpose vehicle Sharan and the Eos models.

With the end of the production of the multi-purpose vehicle, the factory needs to guarantee new product lines, since the new Eos is not sufficient to maintain the current 2,790 workers.

The Volkswagen Autoeuropa produced a total of 79,896 vehicles last year, of the models Volkswagen Sharan, SEAT Alhambra, Ford Galaxy and Volkswagen Eos, against the 95,660 vehicles produced in 2004.